Kampa, A.
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Lecture
2011
20. EVU Conference, Graz
Kampa, A.: Insurance Fraud in General Liability: Damage to Cars by Thrown Objects. 20. EVU Conference, Gratz
The German insurance system punishes self-inflicted vehicle-damages by increasing the motor-vehicle insurances premiums. This applies to liability insurance, as well as to insurances with own-damage covers (‘Vollkasko’). This is frequently a motivation for general-liability insurance-fraud by reporting smaller, selfinflicted damages (parking damages) as being caused by a third party, e.g. relatives or neighbours. Quite often it is pretended, that damages were caused by playing children or adolescents.
This paper is concerning a particular aspect of that complex: It is about damages to vehicles, which were directly or indirectly caused by thrown or shot articles such as balls, toys or stones.
Only members can see the details and the attached documents.